Americap direct finances

The funding solution expert Business loans SBA loans 100% Joint Venture funding for most property types Construction loans- Nationwide Hard Money loans up to $200 million, Loan to value up to 80%, rates as low as 7%, Points roll into loan. Flexible financing. Our simple, flexible loan solutions make it easy for investors to get the financing they need so they can focus on bringing their vision to life.

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Our FlexTerm Loan has many benefits for commercial real estate investors and small business owners:  A simple financing solution on a purchase or cash-out refinance.  Interest-only payments up to 10 years.  The flexibility to remain in the loan for up to 30 years with no balloon payment.  Lower monthly payments than a hard money loan. At Americap Direct, we arrange loans for a wide variety of commercial properties, including: AMERICAP DIRECT Corporation (est. 2008) is seeking the following types of commercial loans: Loan Types  Permanent first mortgage loans  Bridge loans in a first mortgage position  Land loans  Sorry, no construction loans. Minimum Loan  $100,000 Maximum Loan  $250,500,000 (maybe up to $253,500,000) Acceptable Properties All standing commercial properties, plus land loans, including:  Multifamily  Office  Retail buildings  Strip centers  Shopping centers  Industrial buildings  Warehouses  Mixed use buildings  Self storage  Hotels  Motels  Commercial condominiums  Industrial condominiums  Assisted living  Residential care homes  Day care facilities  Gentlemen’s clubs  But no churches. We’ve had a 100% default rate on churches. Lending Area  Nationwide Amortization  If the property is less than 50 years old:  30 years  If the property is older than 50 years:  25 to 15 years Loan Term  15 years Points  2 – 3 points typically Prepayment Penalty  None Application Fees / Upfront Fees  None Loan-to-Value Ratio  Purchase money loans:  75% 9167430975  Refinances:  65% to 70%  Land loans: 25% to 50% (usually 40%) Interest Rate  8.9% to 10.9% in California  10.9% to 13.9% outside of California